What is financial planning?

Some people believe that financial planning is a complex service that only the wealthy need. This is far from the truth.  Financial planning can assist everyone.  It is the first critical step to navigating your future. That is why it is important that you have the right people to help you shape your financial journey.

How can a financial planner help?

At Accountplan we understand that everyone’s needs and goals are different so, no matter what stage of life you’re at, whether you are looking for financial advice to achieve long term goals or facing a significant life event, our advisers are here to help you choose the best path based on your own personal circumstances. 

A well-structured financial plan and investment strategy can make a real difference when it comes to living the lifestyle you want and we invest a great deal of time to understand your personal situation which enables us to tailor our advice to you.  Your current circumstances, lifestyle and future aspirations are important factors when it comes to advising you.

A financial planner can develop investment strategies to help you:

  • manage your investment tax effectively
  • plan the retirement lifestyle you want
  • save for a home
  • plan for the costs of marriage and take advantage of the benefits of combined income and savings
  • make your income go further by investing wisely
  • structure your assets effectively if you are self employed
  • plan for a family and the loss of a regular salary while you are on maternity leave
  • help you make the most of your superannuation opportunities
  • plan your finances following a redundancy or when changing jobs
  • make the most of a maturing term deposit or a financial windfall such as an inheritance
  • maximise your eligibility for Centrelink benefits
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Our Process

Understanding

We start with an in-depth conversation about you, your goals, your family situation and your financial situation with the aim to understand exactly where you currently are and where you would like to go so that we can help you reach your goals.

Planning

We work with you to develop a plan for a comfortable retirement and cover saving on tax, protecting your family’s financial security and growing your investments, with you in control of smart strategies for creating and preserving your wealth.

Implementation

Whether you need to buy an investment property, insure yourself or your family, invest in shares or start your own self managed super fund we are able to help and support you at every stage of your financial journey.

Ongoing Management

We help keep your financial plan on track with regular meetings to monitor performance and discuss any changes in your situation as well as keep you up to date with any changes and new opportunities.